0% Boiler Finance in the North East with Ideal4Finance
A new boiler is one of the biggest bills a household faces, and it rarely arrives when you have planned for it. That is why we offer boiler finance through Ideal4Finance, our trusted credit broker, on every new boiler we fit across Sunderland, Durham, Houghton le Spring, Washington and the wider North East. You can spread the cost with 0% interest free finance over 12 or 24 months, or choose lower monthly payments over 3 to 10 years.
This guide explains exactly how boiler finance works with us, what it costs, and what the two options look like on a real fixed price.
Boiler finance at a glance
- 0% APR interest free over 12 or 24 months. You repay the price of the boiler and not a penny more.
- 11.90% APR representative over 36, 48, 60 or 120 months, for the lowest monthly payment.
- Fixed price first. You see the full installed price before you think about monthly payments.
- Apply online in a few minutes with Ideal4Finance. Finance is subject to status.
- Same boiler, same warranty. Paying monthly does not change the boiler, the installation or the manufacturer warranty.
Work out your monthly payments
Put in a boiler price, pick interest free or a longer term, and your monthly repayment, total repayable and a representative example appear straight away.
How 0% boiler finance works
Interest free boiler finance is exactly what it sounds like. The price of your installation is split into equal monthly payments over 12 or 24 months, with no interest added. If your fixed price is £3,054, you pay £3,054 in total, whether you spread it over one year or two.
On a Baxi 830 Combi 2 installed for £3,054, that works out at:
- £254.50 a month over 12 months at 0% APR, total repayable £3,054.00
- £127.25 a month over 24 months at 0% APR, total repayable £3,054.00
If you can manage the monthly payment, interest free is the cheapest way to spread the cost of a new boiler by a wide margin. It also means you keep your savings intact for everything else winter throws at you.
Lower monthly payments over a longer term
If a smaller monthly payment matters more than the total, you can spread the cost over 3, 4, 5 or 10 years at 11.90% APR representative. The payment drops, but you repay more over the full term, so it is worth comparing both options side by side in the calculator above.
On the same £3,054 installation:
- £101.29 a month over 36 months, total repayable £3,646.47
- £67.78 a month over 60 months, total repayable £4,066.82
- £43.64 a month over 120 months, total repayable £5,236.76
A deposit is optional and reduces both the monthly payment and the interest you pay on the longer terms.
What our customers say about their new boiler
Whether you pay in full or spread the cost, you get the same installation. Here is what customers have said on our Google Business Profile.
"Had replacement combi fitted by Alex Robson, brilliant job from start to finish. No issues whatsoever, all completed in less than a day. Highly recommend this company, very competitive price, well pleased with the outcome."
Kevin Finan, Google review
"Excellent first class service. Very polite and easy to talk to. Alex clearly explained everything that was wrong and what needed doing. I had a new replacement boiler installed within two days when old one broke down. Everything was clean and tidy when they finished."
m j duffy, Google review
"Alex and Lewis have just updated the boiler in our house and it's been an excellent service from start to finish. Clear communications at all times and the level of service was outstanding; I'll definitely be looking to use them again. House was left immaculate as well!"
Andrea Watson, Google review
How to get a new boiler on finance with us
- Get your fixed price. Answer a few quick questions in our online quote tool and you will see fixed prices on the right boilers for your home, each with its monthly payment alongside.
- Choose how to pay. Interest free over 12 or 24 months, a longer term at 11.90% APR representative, or pay in full. The price of the boiler is the same either way.
- Apply online with Ideal4Finance. The application takes a few minutes. Ideal4Finance assess it and, subject to status, place it with a lender.
- We book your installation. Once your finance is approved we agree a date and fit your new boiler, usually in a day.
Who Ideal4Finance are
Ideal4Finance is the trading name of Ideal Sales Solutions Ltd, a credit broker authorised and regulated by the Financial Conduct Authority (FRN 703401). A credit broker is not a lender. Their job is to take your application and match it with a lender on their panel. We are an introducer appointed representative, which means we introduce you to them and they handle the finance side from there.
That split is good for you. Questions about your boiler, the installation and the warranty come to us. Questions about rates, terms and repayments go to a regulated broker whose job is to answer them properly.
Is boiler finance right for you?
Finance makes most sense when:
- Your boiler has broken down and you need a replacement now rather than when you have saved up
- You would rather keep your savings as a buffer than empty them on one bill
- Your old boiler is costing you in repairs and running costs, and a new one would be cheaper to live with
- You can comfortably afford the monthly payment for the full term
If a repair would do the job, we will tell you. Our repair or replace guide is a good place to start if you are not sure yet. For a wider look at the options, including grants, see can I get a new boiler on finance.
Boiler finance FAQs
Can I get 0% finance on a new boiler?
Yes. Interest free finance at 0% APR is available over 12 or 24 months on our boiler installations, arranged through Ideal4Finance and subject to status.
Do I need a deposit?
No, a deposit is optional. Adding one reduces your monthly payment, and on the longer interest bearing terms it also reduces the interest you pay.
Will applying affect my credit score?
Any finance application involves a credit check. Ideal4Finance will explain the checks involved when you apply.
Does paying monthly cost more for the boiler?
No. The installed price is the same whether you pay in full or on finance. On 0% finance the total you repay is exactly that price.
Which areas do you cover?
We install boilers across Sunderland, Durham, Houghton le Spring, Washington, Chester le Street, Gateshead, Newcastle and the surrounding North East. See areas we cover.
See your price and your monthly payment
Get your fixed price in a couple of minutes with our online quote, see full details on our boiler finance page, or call us on 0191 540 2051.
Representative example: 11.90% APR. Based on a loan of £3,054.00 repayable over 60 months at an interest rate of 11.90% APR pa (fixed), with monthly repayment of £67.78 and total amount payable £4,066.82.
Alex Robson Heating and Gas Ltd is an introducer appointed representative of Ideal Sales Solutions Ltd T/A Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.